Marca provides security and tranquility in the occurrence of events involving your fleet. With a qualified team specialized in fleets, we operate alongside the main insurers in the market and we offer a complete claims structure, with a specific area to handle these cases.
- Collision, Fire, Theft;
- Civil responsability;
- Insurance for Third Party Assistance;
- Material, Corporal and Moral Damage.
- Accessories and Additional;
- Personal Accidents to Passengers (APP) and Hospital Medical Expenses;
- Civil Liability: Material, Corporal and Moral Damage;
- Vehicle Replacement Clause Km Km;
- Backup car;
- Basic cover for windscreens, side and rear windows;
- Full cover for windscreen, side windows, rear windows, rear view mirrors, tail lights (rear and front only for passenger cars;
- Bodywork and Equipment;
- Shielding.
- Customized policies – security for equity with the most appropriate coverages;
- Special products for Fleets: Trigger and Blanket;
- Differentiated franchise options;
- 24-hour assistance plans according to the needs of the company;
- Complete structure of claims, with specific area to attend the fleets;
- Personalized management system and daily monitoring of claims;
- Area of ??analysis of serious accidents – exclusive in the market;
- Training and lectures for drivers, aiming at accident prevention.
The objective is to guarantee losses and damages of external cause to equipment owned or under the responsibility of the insured throughout the national territory, and may be stored, operated or transported by appropriate means between the places of custody and operation.
- External cause damage for ground operations.
- Electrical Damage
- Loss or rental payment
- Operations in proximity to water
- Water operations
- Lifting operations
- Operations in underground works
- Shielding.
- List of equipment with data (description, brand, year, model, series, chassis, etc.) and respective unit values.
The Residential Insurance aims to protect your assets and guarantee the receipt of compensation in unexpected situations such as theft, fire, electric damages, windstorm and even civil liability for involuntary damages caused to third parties. With him, his usual residence or summer residence will always be protected.
- Fire: Copper damages material caused by fire that spreads and develops with intensity.
- Lightning fall: guarantees losses and damages to goods hit directly by atmospheric discharges.
- Explosion: Copper explosions of any nature, wherever they may have originated.
- Electrical Damage: guarantees losses and damages caused to electrical installations and electrical and / or electronic devices due to abnormal variations of voltage, short circuit, arc voltage, heat generated accidentally by electricity, electric discharges, static electricity or any effect or phenomenon of nature power.
- Landslide: guarantees damages directly caused by total or partial collapse of the insured property.
- Theft and Qualified Theft: covers losses and damages to property inside the property, arising from theft or qualified theft with destruction or breakage of obstacle.
- Wind / Smoke: covers losses and damages caused to the property insured directly by windstorm, hurricane, cyclone, tornado, hail, involuntary collision of vehicles, aircraft or any other aerial or space devices and smoke.
- Rent (loss or payment): a) covers loss of rent that the residence fails to render due to the impossibility of being occupied, in whole or in part, as a result of being damaged by the events provided for in the Basic Coverage. b) Rent payments to third parties if the insured is forced to move to another rented residence because they can not occupy, in whole or in part, the property insured as a result of the events provided for in the Basic Coverage.
- Glass breakage: guarantees damages due to broken glass and mirrors installed in the insured residence.
- Family Civil Liability: guarantees the repayment of amounts that the Insured will be required to pay due to their Civil Liability as a result of material and bodily damages caused to third parties and employees, recognized by a final judicial decision or in an agreement authorized in a manner expressed by the Insurer.
Car insurance is intended to cover the damages caused to your vehicle, which can be caused by collision, fire and theft. When third-party coverage (RCF) is contracted, it also compensates for material and bodily damages in possible claims originated by the insured.
- Do not forget to take out an Optional Civil Liability (RCF) coverage: it aims to guarantee the indemnification of amounts for material, personal and / or moral damages caused to third parties, all of which are involuntary, caused by claims of which the insured is liable . In addition to avoiding inconveniences in possible accidents involving third parties, RCF coverages ensure the client’s tranquility in the regulation of the claim, by not requiring payment of franchise;
- It is important to pay attention to the correct fulfillment of the value of each coverage, considering their needs and the eventuality of the occurrence of undesired situations;
- Be sure to consult the accessory covers, which aim to promote more convenience and safety, such as Car Reserve, Limits of Mileage for use of the service of Guincho and Extraordinary Expenses.
- Damage to insured vehicles as a result of theft, qualified theft, fire and collision (property damage)
- Material and / or bodily damages to third parties – optional civil liability of vehicles (RCF-V)
- Third party moral damages
- Personal passenger accidents
- Detailed list of vehicles (make, model, year, chassis, plate);
- Region of circulation;
- Bonus per vehicle in case of renewals;
- Loss of the last 5 years in cases of renewals;
- Covered and insured sums intended;
- Profile of the first driver.
It is mandatory by law and is aimed at residential condominiums, offices and offices. Provides coverages that include fire protection, riots, legal assistance, windows, parking, living assets and more.
We offer customized solutions in the protection of hulls, engines, engines, installations and equipment of vessels, covering the risks of losses and damages in accidents. We guarantee the attendance to all type of navigation through technical orientations so that the insurance is contracted of the form more specific for each case.
It aims to financially guarantee the payment of rent and moratorium fines, making life easier for property owners, real estate agents and tenants in cases of non-compliance with the lease agreement. This modality replaces the guarantor and bank guarantor, allowing the insured (lessor) guarantees of the damages that he will suffer.