Marca Consultoria em Seguros e Benefícios operates with all insurance lines. We provide a dynamic, creative and personalized service, providing the best alternatives for hiring your insurance, making it easier to choose the most appropriate option for your coverage needs and financial conditions.
Our services can be hired as a consultant in the development of specific jobs, or as brokers, representing the client broadly with the insurance and / or reinsurer markets in the contracted policies.
ANALYSIS OF RISKS AND LOSSES
Through risk inspections, our engineers perform the identification and quantification of existing risks, raising Expected Normal Losses, Probable Maximum Damage and Possible Maximum Losses , elements indispensable for structuring a tailored insurance program (Taylor Made). In addition, our Inspection Reports suggest measures and investments for eventual identified risks in order to reduce or even eliminate the possibility of their occurrence.
OPERATIONAL AND QUALITY CONTROL
We follow the entire process of issuing policies and endorsements with the Insurers, as well as the reception, conference, registration and referral to Customers.
With a modern and computerized system, we have up-to-date and immediate information on all contracted insurance, which allows the preparation of several reports with great agility.
SUBSCRIPTION OF RISKS
With the risk and loss analysis report, our underwriting team is subsidized with the necessary information to structure the Insurance Program in order to avoid important coverages being forgotten and the unnecessary ones being contracted to the cost of insurance.
In addition to structuring the Insurance Program, we technically identify the appropriate costs for underwriting, negotiating with the insurance and / or reinsurer markets the approval of the subscription projects.
RISK MANAGEMENT
Maintaining insurance policies updated with the risk transfer needs associated with the activities carried out during their term is as important as adequately structuring the insurance contracting program. Therefore, we maintain a full management, following the behavior of the risks and changes or adjustments occurred in the insured activities, which allows us to promote the adjustments in the respective insurance policies at the right time, as well as to guide our Clients as the measures to mitigate Risks.
We highlight our performance in Privatizations and Concessions, Civil Liability, Guarantee of contractual obligations, Property Risks and Engineering Risks.
PRIVATIZATION AND CONCESSIONS
Marca Seguros participated in the first auctions for privatizations and concessions, when at the outset it was necessary to create products that, at the same time, protected the Concessionaires in their risk transfer needs and were in accordance with the requirements imposed by the Granting Authority in the contracts grant. Today we have several concessionaires as costumers, with a large range of activities: highways, basic sanitation, energy and railways.
LIABILITY
As a result of the development of the activities inherent to any business, no one is free to harm third parties, whether material, corporeal or moral, whose values ??involved in the repair may be responsible for serious disturbances in financial planning. With the new Civil Code and the greater awareness of the population about their rights, the contracting of civil liability insurance became indispensable. However, in view of the different types and forms of hiring that exist for this branch of insurance, it is important to structure it according to the activities developed and the respective risks.
INSURANCE BONDS
We participate in the subscriptions of the largest guarantees issued in the national market, in the civil construction and naval segments, and concessions in the road, rail and energy areas. We have acquired extensive experience in “completion bond” insurance, which guarantees that the financing of the project will be executed and completed within the agreed periods.
PROPERTY RISKS
Our Asset Risks area includes insurance aimed at protecting the assets of individuals, such as auto insurance, residences and works of art, extending to insurance for large enterprises in operation, such as industries, hydroelectric, thermoelectric, substations of energy, and others.
ENGINEERING RISKS INSURANCE
Marca has a team of specialists in Engineering Risk Insurance involving a wide survey of information about the project to be insured, with several variables, such as construction methods, execution schedules, local climatic conditions, contractors’ experience, characteristics of Neighborhood, among other important information for underwriting and risk management of large projects, both civil works and installations and assemblies.
Founded in 1958 by Mr. Fauze Feres Jeha, today Marca is led by its sons Carlos Fernando Jeha and Marco Antonio Jeha, who continued the professional management initiated by him, composing an updated and highly qualified team in the provision of brokerage services, consulting, analysis, risk and claims management.
Marca acts as a consultant, risk manager and structuring insurance programs for large enterprises. Our expertise includes expertise in important infrastructure works such as:
Artificial Island – Terminal Salineiro Água Branca – RN
Transmission lines – Xingu – Macapá
Extension of Santos Dumont Airport – RJ
GPC Química – RJ
Shipyard – Atlântico Sul – PE
Caxias Park – RJ
Transposition of the São Francisco River
Morro do Alemão Cable Car
Metro SP Expansion – Purple Line
Construction – Moinho Aratu
Metro Line 4
Nortec – Química
Dratec Engenharia
